PAC Fund IV, LLC 506(c) Investor Portal

Acquiring and Managing Discounted Real Estate Notes
Since 2012

“We simply take Non-Performing Loans and turn them into secured and profitable Assets.”

PAC Fund IV, LLC 506(c) Offering Platform


Four people with a common goal - to create wealth with secured assets - founded Paper Assets Capital, LLC (PAC). The idea was to establish a premier firm to specialize in the acquisition of distressed mortgage debt, owned by banks, and secured by real estate. This industry is commonly referred to as note investing, and they have created quite a successful niche in this market. The managing partners, and founders, believed in the industry so much that they staked the first investment. Their vision was on target, and today, PAC has managed over $6.3 million in assets.

The Business Model works with Assets Nationwide as shown below:


PAC provides life-changing financial resolutions for families and creates positive stabilization for communities. Having bought distressed notes, they strive to create workable solutions with homeowners who find themselves in a financial predicament, but wish to stay in their homes. After assessing their current situation, they can help them get ‘back on track’ with several work out solutions and exit strategies.

“At Paper Assets Capital, we value our client's investment first while helping homeowners one at a time.”

PAC Fund IV, LLC 506(c) Offering Platform

Terms of the offering


Minimum Subscription: $10,000 (10,000 Units)

PAC Fund IV, LLC , is offering Class B Preferred Membership Units at a price of $1.00 per Unit with a minimum subscription of 10,000 Units.

The Class B Preferred Units sold through this Offering provide an annual Preferred Return Distribution equal to eight percent (8.0%), ten percent (10.0%), or twelve percent (12.0%).

PAC Fund IV, LLC was formed with the purpose of providing its investors with a fixed rate of return through cash flowing notes.

PAC Fund IV, LLC 506(c) Offering Platform


PAC Fund IV, LLC (the “Company” or the “Fund”) was developed to purchase residential real estate notes at a discount from wholesalers, servicers and direct originators. Its focus is to identify and acquire secured notes which are undervalued properties located in favorable neighborhoods.

The Company’s model is to work the notes through three stages: administration, risk management and borrower management. The Fund seeks to realize revenue via an appropriate exit strategy. The typical strategies include: debt restructuring, sale of notes to a third party or obtain and sale of the property.

As a result of their proprietary due diligence process and purchasing notes at below market prices, the Company is able to spread its risk over a greater pool of quality assets.

Paper Assets secured by Real Estate provide higher returns than most other sources in the financial market.

PAC Fund IV, LLC 506(c) Offering Platform

Fund Workflow

The Company’s proprietary software and processes makes the operation consistent and on target.

"Never depend on a single income. Make investments to create a second source."
- Warren Buffett -

PAC Fund IV, LLC 506(c) Offering Platform

Company Management Team

The Company is currently managed by seasoned business and sector professionals dedicated to the success of the Company and efficient execution of its planned operations.

Placeholder image

Paper Assets Capital, LLC

Managing Member

Paper Assets Capital, LLC was formed on February 3, 2015 under the laws of the state of Nevada. There are four key people involved in the management of Paper Assets Capital, LLC:
Placeholder image

Cathy Cray

CEO, Director of Loss Mitigation,

Cathy’s management and organizational abilities enable her to successfully lead the PAC team. Her interpersonal skills help to secure the most effective exit strategy, creating value and profitability for the Fund while helping families stay in their homes.
Placeholder image

Dennis Cherniy

VP, Investor Relations,

Dennis is a serious entrepreneur with Real Estate, Finance and Marketing backgrounds. He has nine years of experience in the acquisition and growth of various businesses. Dennis’ chief responsibilities include the oversight of the Company’s Investor Planning and Development.
Placeholder image

Al Sansoni

Senior Asset Manager,

Al Sansoni serves as a Principal Partner of Paper Assets Capital and the Company’s Financial Team Leader, specializing in analyzing fundamental metrics across a variety of platforms. He is responsible for the Company’s day-to-day financial operations, asset acquisitions and systems analytics.
Placeholder image

Cathie Jeffs

VP, Business Administration,

Cathie was a Manager for many years in the IT field. She has experience in full life cycle project management from the initial idea through to the finished product. She will continue in her current role for the Fund.

PAC Fund IV, LLC 506(c) Offering Platform

So Much More than what you See

Placeholder image

The PAC Fund IV, LLC 506(c) Investor Portal provides the opportunity for you to become approved as a “Prospect", and learn more about our investment opportunity. You will have:

  • Access to the Private Placement Memorandum, which outlines our Company and gives greater detail about our offering. Download a PDF to review on your time, read the ebook presentation online or request a hard copy of the documents;
  • Access to our SEC filing. Download a copy for your records or visit the website;
  • View real time offering metrics of where we are in the offering process;
  • View the timeline of where you are in the investment process;
  • View Company contact information and send emails directly to the administrator;
  • Easily upgrade to "investor" through the click of a button.

Once you upgrade your account

Placeholder image

We will upgrade your account to “Investor” level access, which provides all of the Prospect level access and:

  • The ability to download subscription documents for completion;
  • Document upload of subscription and accredidation documents;
  • Specific process information for investing and instructions on transfer of investment funds;
  • Access to quarterly and annual reports;
  • Access to Financial documents;
  • Access to Supporting Documents;
  • Access to Asset Portfolio;
  • Access to News articles written by the Company for the investors;
  • Access to documents that you have uploaded and have been uploaded to your account.

Ready to learn more about our investment opportunity?

Request Access now!